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Live dataLow riskLiquid Staking Protocol

Lido Finance Staking Review

The world's largest liquid staking protocol

4.5/5
Avg APY
3.8%
TVL
$35B
Min Stake
Any amount
Founded
2020

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Quick facts
TypeLiquid Staking Protocol
CustodyNon-custodial
Fees10% of staking rewards (split: 5% node operators, 5% DAO treasury)
Lock periodFlexible (stETH is liquid and tradeable)
Insurance❌ No
Audited✅ Full audit
HQDecentralized (DAO)

About Lido Finance

Lido Finance is the leading decentralized liquid staking protocol. Deposit ETH, receive stETH, and use it anywhere in DeFi while earning staking rewards — no 32 ETH minimum required.

Is Lido Finance right for you?

What we like
  • Largest ETH liquid staking protocol by TVL ($35B+)
  • stETH usable across 100+ DeFi protocols
  • No minimum deposit — stake any amount
  • Daily staking rewards auto-compound via rebasing
  • DAO governance, open-source code, multiple audits
⚠️ Watch out for
  • Smart contract risk (though heavily audited)
  • Lido controls ~33% of staked ETH — centralization concern
  • 10% fee on rewards
  • stETH may trade at slight discount to ETH

What can you stake on Lido Finance?

How to stake on Lido Finance

1

Connect your wallet

Visit lido.fi and connect MetaMask, Ledger, or any EVM wallet. Make sure you're on Ethereum mainnet.

2

Enter the amount to stake

Input how much ETH you want to stake. There is no minimum. You'll receive stETH 1:1 immediately.

3

Confirm the transaction

Approve and confirm the transaction in your wallet. Gas fees apply (~$5–20 on Ethereum).

4

Hold stETH and earn

Your stETH balance increases daily as staking rewards are distributed. You can swap, lend, or LP with stETH anytime.

Lido Finance staking — common questions

What is stETH?

stETH is a liquid representation of your staked ETH. It earns staking rewards via daily rebases and can be used in DeFi protocols like Aave, Curve, and Balancer.

Can I unstake from Lido anytime?

Yes. You can swap stETH back to ETH on DEXes (Curve, Uniswap) instantly, or use Lido's withdrawal queue which takes 1–5 days.

Is Lido centralized?

Lido is governed by a DAO but uses a curated set of professional node operators. It holds ~33% of all staked ETH, which is a centralization concern the community actively monitors.

How does Lido Finance stack up?

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Ready to stake on Lido Finance?

Earn 3.8% APY on average with Lido Finance.