Kraken vs Lido Finance: Staking Comparison 2026

Side-by-side analysis of fees, APY, supported assets, and risks to help you pick the right staking platform.

🐙
Kraken
Custodial
5.2%
Avg APY
✅ Low risk
💧
Lido Finance
Non-custodial
3.8%
Avg APY
✅ Low risk

Kraken vs Lido Finance — Feature comparison

FeatureKrakenLido Finance
Avg APY5.2%3.8%
TVL$5.2B$35B
Risk levellowlow
CustodyCustodialNon-custodial
Fees10–15% commission on rewards10% of staking rewards (split: 5% node operators, 5% DAO treasury)
Min stakeAny amountAny amount
Lock periodFlexible on most assetsFlexible (stETH is liquid and tradeable)
Assets supported11+ assets2+ assets
Insurance❌ No❌ No
Audit status⚠️ Partial✅ Audited
Our rating4.3/54.5/5
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Who should use each platform?

🐙Choose Kraken if…
  • Low fees (10–15%) among exchanges
  • 20+ stakeable assets — widest selection on a CEX
  • Competitive APYs, often above market
💧Choose Lido Finance if…
  • Largest ETH liquid staking protocol by TVL ($35B+)
  • stETH usable across 100+ DeFi protocols
  • No minimum deposit — stake any amount

More platform comparisons

Kraken vs Lido Finance Staking 2026 — Which is Better? | Stacky