How to Stake XRP in 2026
How much can you earn?
Estimate your rewards from staking XRP.
How to stake XRP
Get XRP
Acquire XRP from an exchange.
Connect to DeFi platform
Connect your wallet to the XRP DeFi platform offering staking.
Approve and deposit
Approve the smart contract and deposit your XRP to start earning.
Harvest rewards
Monitor and harvest rewards periodically for optimal compounding.
What to watch out for
XRP staking — common questions
What is the current XRP staking APY?
The current XRP staking APY is approximately 3.00%. This rate fluctuates based on network participation and total staked supply. Data is updated every 4 hours.
Is there a minimum to stake XRP?
No minimum stake required for XRP. You can start with any amount.
How risky is XRP staking?
XRP staking carries low risk. The network is well-established with strong validator infrastructure and slashing protection.
What type of staking does XRP use?
XRP uses defi staking. DeFi staking through smart contracts can offer higher yields with additional smart contract risk.
What percentage of XRP is staked?
About 30.0% of the total XRP supply is currently staked, worth $24.52B.