Lido Finance vs Kraken: Staking Comparison 2026

Side-by-side analysis of fees, APY, supported assets, and risks to help you pick the right staking platform.

💧
Lido Finance
Non-custodial
3.8%
Avg APY
✅ Low risk
🐙
Kraken
Custodial
5.2%
Avg APY
✅ Low risk

Lido Finance vs Kraken — Feature comparison

FeatureLido FinanceKraken
Avg APY3.8%5.2%
TVL$35B$5.2B
Risk levellowlow
CustodyNon-custodialCustodial
Fees10% of staking rewards (split: 5% node operators, 5% DAO treasury)10–15% commission on rewards
Min stakeAny amountAny amount
Lock periodFlexible (stETH is liquid and tradeable)Flexible on most assets
Assets supported2+ assets11+ assets
Insurance❌ No❌ No
Audit status✅ Audited⚠️ Partial
Our rating4.5/54.3/5
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Who should use each platform?

💧Choose Lido Finance if…
  • Largest ETH liquid staking protocol by TVL ($35B+)
  • stETH usable across 100+ DeFi protocols
  • No minimum deposit — stake any amount
🐙Choose Kraken if…
  • Low fees (10–15%) among exchanges
  • 20+ stakeable assets — widest selection on a CEX
  • Competitive APYs, often above market

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